People have saved thousands by consolidating higher-interest debts using a single, personal loan, this will not negatively impact your credit.Check Your Rate Now Before you apply to various places for a loan, always check with your bank first.This is important because a hard inquiry will actually hurt your credit score.If a lender sees a hard inquiry on your report without a corresponding trade line associated with that company, it’s presumed that you weren’t offered a loan.I eventually made payment arrangements with my creditors and negotiated a settlement for those that were in collections, but the damage was already done. I was in the low 700s and my credit score was in the 550 range.
…then you’re giving your information to a marketing company.
When life throws us an unexpected curveball, sometimes we all need a little help.
Our first instinct tell us to get a payday loan, but we all know that this is a huge mistake.
Always make sure you’re going directly to a lender to avoid all the solicitation emails and calls.
When you’re applying for a loan, make sure the lender is pulling a soft inquiry.